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— Mani Karthik
India, money, and the life I’m building.
I moved back to India in 2018. Now I write about life here, the money decisions I’m making, and my own journey towards a ₹1 crore investment corpus—including the mistakes.
Notes on both journeys, directly from me:
Written by me, not a content team.
Sent only when there’s something worth sharing.

Start here · Video
Why I quit the American Dream.
The decision wasn’t a rejection of America. It was a choice about family, identity, ambition, and the kind of life I wanted to build next.
More return-to-India videosA note when it matters
Useful notes for the journey home—and what comes after.
New essays and videos on returning to India, money, family, and my path to a ₹1 crore corpus—sent when there’s something worth sharing.
The real journey
Coming home is more than a flight.
- 01
Decide
Get honest about why you want to leave—and what you expect India to give back.
- 02
Plan
Work through money, careers, schools, paperwork, cities, and the questions nobody puts on a checklist.
- 03
Return
Make the move with context from people who understand both the excitement and the trade-offs.
The ₹1 crore journey
Building my first ₹1 crore. In the open.
I’ve started building a clean ₹1 crore investment corpus, and I’m sharing what works, what doesn’t, and how long it really takes. No stock tips or promises—just honest conversations about money and the mistakes along the way.
Explore the One Crore ClubA small private WhatsApp group with an email waitlist.
BackToIndia community
Don’t make the biggest move of your life alone.
A place for NRIs to compare notes, ask the uncomfortable questions, and learn from people at every stage of the journey home.
Explore BackToIndiaFrom the notebook